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Property & Casualty Standards Program

Property & Casualty Standards Program


Areas Covered

Commercial Lines of Business

Commercial lines includes: Auto, Aviation (Airport, Aircraft, Hanger, Package), Boiler & Machinery, Business Owners Policy, Crime, Director’s & Officers, Employment Practices Liability, Errors & Omissions, General Liability, Inland Marine, Package, Property Product Liability, Schedules, Specialty Lines, Umbrella/Excess, and Workers Compensation.

Personal Lines of Business

Personal Lines includes: Auto, Dwelling Fire, Homeowners, Inland Marine, Mobile Homeowners, Package, Umbrella, and Watercraft.


Surety standards include Surety Bonds.


PCS Standards


ACORD maintains a library containing hundreds of standardized forms to meet the diverse needs of the industry. ACORD forms are regularly reviewed to maintain compliance with local laws and regulations, and are filed with regulators on behalf of all ACORD members when applicable.


ACORD AL3 is a pre-XML electronic data interchange (EDI) standard (flat file/fixed record length) designed to enable data exchange among P&C insurers, their producers, and other trading partners. The standard’s scope involves support for policy download service.


ACORD’s PCS XML v1.x addresses the real-time requirements associated with PCS business transactions using a client/server environment via request and response messages. ACORD XML for PCS provides an efficient way to transfer structured data between applications and partners.