Skip to Main Content

Testing & Certification

ACORD Testing & Certification allows organizations to demonstrate proper implementation of ACORD messages.

Developers can use the ACORD Test Harness, a live application, to test message implementation. After a successful use of the test harness, organizations can claim their ACORD System Certified credential, to validate their proper implementation of that particular process to clients and trading partners.

Using the Test Harness

The Test Harness has two modes: Message-only Testing and Business Trading Partner Testing. Message-Only Testing simply checks your XML message to ensure it passes Schema and Business Rules required by the ACORD Standards. The Business Trading Partner Testing allows you to interact with the Test Harness as a "virtual" business partner, enabling you to send ACORD messages to the Test Harness for validation and receive responses indicating acceptance or error(s). The Test Harness can also send messages to you and accept your responses.

The Certification Process

You will need to speak to the relevant ACORD Standards team to identify which Scenario Test Runs / Message Validations you must complete before achieving the level of Certification you would like to obtain.

In order to achieve Certification you will need to evidence successfully completed Test Runs / Message Validations on the Test Harness. These should be submitted to the Standards team via the Test Harness Service Desk (see the Test Harness Service Desk User Guide).

Once your Test Runs / Message Validations have been signed off on by the Standards team, and any associated invoicing has been settled, you will be able to claim your badge for the Certification acquired.

The Service Desk

The Test Harness service desk is available to ACORD Members by accessing the ACORD Jira Customer Portal, using their ACORD website credentials. Members are able to log service requests for any issues when using the Test Harness, and to submit requests for certification. The ACORD Jira Customer Portal can be used to track and maintain all requests logged. For full details, please refer to the Test Harness Service Desk User Guide document below.


What Does the ACORD Test Harness Cover?

Technical Standards supported:

  • ACORD Messaging Service (AMS) web-services standards, including support for secure https sessions, authentication, and digital signatures
  • ACORD Document Repository Interface (DRI) XML Standards

Business Message Standards implemented:

  • Global Reinsurance and Large Commercial XML
  • Property & Casualty XML
  • Life & Annuity XML
  • Employee Benefits XML

Document Repository Interface Transaction Specifications supported:

  • Claims Writeback 1.0

Global Reinsurance and Large Commercial Insurance Transaction Specifications supported:

  • ACORD GRLC Placing Guides
  • ACORD GRLC Electronic Back Office Trading (eBOT) Guide
  • ACORD GRLC Electronic Claims Office Trading (eCOT) Guide

Life & Annuity Transaction Specifications supported:

  • Pending Case Status
  • Underwriting Requirements

System Certification Credentials


The ACORD Certification badge is presented to organizations which demonstrate proper implementation of ACORD messages for specific insurance processes within their systems. For more information on Certification badges, see ACORD Credentials, or contact Member Services for details.