ACORD's Reinsurance & Large Commercial (RLC) Standards Program develops and maintains data standards designed to support global reinsurance and subscription markets where reinsurance and complex insurance business is underwritten.  The standards provide seamless transfer of information between cedents, clients, insurance and reinsurance brokers, and insurers and reinsurers.

Areas Covered

Commercial Lines of Business

• Facultative
• Treaty
• Placing
• Endorsement
• Claims
• Accounting
• Subscription Markets

Commercial Lines of Business

• P & C business placed in global markets
• Marine, Aviation & Transport
• Energy
• Liability

Document Repository Interface (DRI)
The ACORD Cross-Domain DRI standards are utilized for the communication of supporting documentation in a variety of formats for reinsurance.  Please refer to ACORD’s Cross-Domain Standards page for more information.

Life Reinsurance
ACORD's Life Reinsurance Standards are a part of the ACORD Life, Annuity & Health (LAH) program. They are based upon the LAH Data Model and address real-time cross-platform business partner message and information sharing.  Please refer to ACORD’s LAH Standards page for more information.

RLC Standards

Reinsurance and Large Commercial

• Data Dictionary
  The RLC data dictionary is an interactive database that holds the full details of all data in every RLC message.
• Implementation Guidelines
  The implementation guidelines provide recommendations on how the exchange of structured data may be used to support transaction flows.
• ACORD XML for Reinsurance & Large Commercial
  ACORD XML for RLC addresses real-time requirements by defining business transactions that include both request and response messages for Personal Lines, Commercial Lines, Specialty Lines, Surety, Claims, and Accounting transactions.
• ACORD EDI for RLC
  The RLC EDI standard is retired, and changes are no longer being accepted.  However, ACORD continues to maintain and support implementations of the standard.