Page Content These standards encompass all lines of business based on mortality or morbidity risk including traditional life, annuity, disability, health and long-term care. The specifications anticipate the needs of all participants in the life insurance industry including carriers, reinsurers, distributors and related financial services.
ACORD provides additional training, technical support, and standards tools to our Members - available in the Life & Annuity Members Only section. We encourage you to learn about and consider the many benefits of ACORD Life & Annuity Membership. Our ability to provide these standards to the industry is a direct result of the participation, contributions, time and financial support of our member companies. Thank you for considering membership today!
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| Final Release 2.26.00 (Public) | | Jan 2012 | | The ACORD Life & Annuity Program Public Specification files consist of the Life Data Model diagram – a high-level object hierarchy describing the ACORD Life Standards Data Model upon which our Life & Annuity Specifications are based; the Life & Annuity Standards Specification in PDF format; and the Transactional/Business Wrapper (TXLife) Specification expressed as an XML schema.
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| Final Release 3.00.00 (Public) | | Mar 2012 | | The ACORD Life & Annuity Program DTCC EDI Public Specification files provide a traditional EDI (flat file) format for communicating common life insurance information including Application, Asset Pricing, Commissions, Financial Activity, Inforce Activity, Licensing & Appointment and Positions & Valuations. These formats are core to the Deposit Trust Clearing Corporation (DTCC) Insurance Processing Services (IPS) offerings and are now available to anyone who wishes to use them. | |
| Final Release 1.01.00 (Public) | | Apr 2011 | | The ACORD Life & Annuity Program DTCC EDI Public Specification files provide a traditional EDI (flat file) format for communicating common life insurance information including Application, Asset Pricing, Commissions, Financial Activity, Inforce Activity, Licensing & Appointment and Positions & Valuations. These formats are core to the Deposit Trust Clearing Corporation (DTCC) Insurance Processing Services (IPS) offerings and are now available to anyone who wishes to use them. | |
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| ACORD Standards Census Supplement V1.1 | | Jan 2012 | The ACORD Census spreadsheet form is for conducting business relating to insurance placement with carriers offering employee benefits insurance products for life, short term disability, long term disability, dental, vision and medical. The Census form can be used for Request for Information/Request for Proposal (RFI/RFP) census reporting, as well as enrollment and maintenance census to communicate subscriber and dependent data.
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| LAH NBfL Implementation Guide V2.0 | | Mar 2010 | The purpose of this Implementation Guide is to provide the user with a consistent interpretation for implementation of an industry-recognized solution for the need to submit new business for Life Insurance via electronic data transfer. This guide is not intended to address in-force policy administration. XML transactions covered in this guide include New Business Submit (TX 103). Implementers can refer to section 9 “Revision History/Change Summary” to see a detailed listing of revisions from version 1.0 to the current version.
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| LAH PPfL Implementation Guide V1.0 | | Mar 2010 | This Guide defines the basic Product Profile for Life (PPfL) and the associated transaction used to communicate the PPfL to trading-partners. The transaction is officially referred to as a PolicyProduct Transmittal (TX1201) in the ACORD Messaging Standard. This Guide includes details necessary to create a PPfL that may be used to facilitate New Business processing, Underwriting, Illustration, In-force Policy Administration, Billing, Accounting and Claims. The Guide includes direction for creating PPfL documents that model Life products, and a supplement guide to provide direction for creating Disability Health and Long Term Care products.
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| LAH Life Reinsurance Standard Implementation Guide V2.0 | | Jan 2010 | This guide serves as a tool to help organizations implement standards in the life reinsurance community. It offers not only the technical specifications and the data model itself, but also provides a business context and describes the business model in which this work should be implemented within. XML transactions documented by this guide include the Life Resurance Transaction (TX 551) including various subtransactions of Reinsurance Policy Activity (TX 55101), Reinsurance Policy Status (TX 55102) and Reinsurance Policy Activity or Status (TX 55103).
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| LAH Pending Case Status Implementation Guide V3.0 | | Dec 2009 | Addresses implementation issues of providing case status information for both inforce and pending policies. Includes guidance for Case Status Notification (TX 1125) and the Pending Lapse sub-trans (TX 12501).
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| LAH Hierarchies and Teams Implementation Guide V1.1 | | Jan 2009 | The purpose of this specific guide is to describe various Producer / Distributor commission and/or reporting hierarchies and how they may be modeled in the ACORD Life Standard. This Guide stands on its own because the handling of sales hierarchies and teams is common across lines of business and business processes. Usage of the Hierarchies & Teams Guide is expected to be referenced by and used in conjunction with the Licensing & Appointment, Commissions, Product Profiles (Annuities and Life) and others.
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| LAH L&A Implementation Guide V2.2 | | Jan 2009 | This guide is intended to provide both background, as well as specifics, regarding the various business messages related to the process of appointing and licensing insurance professionals. Various parties are applicable throughout this process including agent, agency or distributor, an appointing carrier as well as a licensing authority (usually State). All these parties are considered in respect to each specific business message. XML transactions covered in this guide include Producer Inquiry (TX 228), License Request and Update (TX 129), Appointment Request (TX 410), Appointment Non-Renewal Notification (TX 412), Appointment Renewal Notification (TX 411), Appointment Termination (TX 413), Producer Address Change (TX 18110), and Producer Name Change (TX 18601 & 18602).
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| L&A 2.12.00 Policy Replacement Implementation Guide V3.1 | | Jan 2009 | This Replacement Implementation Guide is intended to define and provide examples of “Model” replacement business messages, which can facilitate the Replacement Notification and Replacement Processing Requests of Life Insurance business (including traditional Life and Annuities). XML Transactions covered in this guide include Replacement Processing Request (TX127), and the Replacement Processing Update (TX 1128).
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| LAH NBfA Implementation Guide V4.2 | | Jan 2009 | A reference document to specify what information an electronic application for annuity products should have, how the information should be structured and how the standard can be used in support different basic contract and rider scenarios. XML transactions covered in this guide include New Business Submit (TX 103).
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| LAH PPfA Implementation Guide V2.2 | | Jan 2009 | This Guide defines the basic Product Profile for Annuity (officially referred to as a PolicyProduct Transmittal (TX 1201) in the ACORD TXLife Specification, and abbreviated PPfA) and includes details necessary to prepare a well formed annuity sales application as well as supporting details such as investment (fund) information, and information on the selling agreements/commissions necessary to fully support commission calculations at the point of sale.
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| LAH Underwriting Requirements Implementation Guide V1.2 | | Jan 2009 | This Guide describes various transactions involved with Underwriting Requirements ordering, fulfilling, and reporting status and results. The Guide presents scenarios illustrating the exchange of information between ordering systems and fulfillment systems, and describes functional requirements each system shall satisfy as they exchange these messages. The scenarios, diagrams, and example transactions illustrate “who knows what information when” and “where” the information is located within an XML file. XML Transactions covered in this guide include General Requirement Order Request (TX 121), General Requirement Status/Results Request (TX 122), and the General Requirement Status/Results Transmittal (TX 1122).
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SPECIFICATIONS AND DOCUMENTATION FOR CHINA 规范和文档 |
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| 寿险规范和文档最终版 2.17.01 | | Nov 2009 | | ACORD 寿险，年金 & 健康险公共规范文件包含寿险数据模型图--高阶对象层次结构描述了 ACORD 寿险标准数据模型；并包含了由数据模型库产生的定义文档，以 XML schemas 表述的交易封装（ TXLife ） ， XMLife ，和 XTbML 规范。 | |
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