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ACORD - Insurance Data Standards
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ACORD Framework 
The ACORD Framework - Business Dictionary
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The ACORD Framework is the next evolution of standards development and a new era in what ACORD delivers to the insurance industry. The industry is becoming more diverse and the marketplace more global. The ACORD Framework represents a single streamlined business model for standards creation that is flexible enough to cross lines of business and geographic borders.
Framework Resources
You can download training materials and presentations from the Framework Resources page.

The Five Facets

The ACORD Framework is a series of five interrelated models, or facets, that use different views to define the nature of the insurance industry.

Business Dictionary


Business Dictionary

The Business Dictionary contains standardized definitions of insurance concepts, such as “accident location”, and includes synonyms, business line-specific usage, and references.

The Business Dictionary’s consistent terminology will help improve communication between partners and within project teams.

Capability Model

The Capability Model defines a baseline of the things insurance companies need to do – the company’s capabilities.  It includes a listing of process names for some of those capabilities, called Process Maps.  This model can be used in process engineering, merger/divestiture evaluations and business operations analysis.

Capability Model
 
Information Model


Information Model

The Information Model provides the relationships among insurance concepts, such as Policy, Product, Party, and Claims. It can be used to jump start application development, consume ACORD XML messages, and as a semantic model for integration, among other uses.

The Information Model 2.0 Beta release is now available. This beta release is the next major iteration of the ACORD Framework Information Model and harmonizes concepts found in the 1.x releases, as well as concepts from the IBM donation of the Business Object Model with refinements for a cross domain industry perspective on the content. ACORD staff is continuing to refine the content. As such, subsequent beta releases will be communicated in the near term. Refinement work is largely specific to documentation details. Similar refinements involve checks for data integrity and consistency. Please view the readme file for additional details.

 
Data Model

Data Model

The Data Model is a logical level entity-relationship model. “Logical level” implies that it can be used in any database implementation. Some of the many uses of the ACORD Data Model include creating physical data models, data warehouses, or to validate your own data models.

 

 
Component Model


Component Model

The Component Model is a set of reusable components for the various data services in the insurance industry, organized around the kinds of concepts described in the other models. This model has many uses including portfolio rationalization design and the basis of specifications for software builds or buys.