Data Dictionary for Global Insurance Industry

Version October 6, 2005

This is the public release of a harmonized data dictionary for the insurance industry by ACORD, eEG7 and CSIO. This marks the completion of efforts by this international coalition of standards bodies to harmonize their existing data dictionaries as part of a United Nations initiative.
This new data dictionary provides the technology neutral, reusable building blocks that serve as the basis for the development of messages for all lines of insurance business. The common data elements and their definitions have been identified and harmonized to one element name and definition for each concept such as 'coverage', 'risk object' or 'claim'. This dictionary will facilitate information exchanges for placing, claims processing, accounting, and more.

These elements are the core components used by the individual standards organizations to build their specific standards for their individual communities and geographies. The data dictionary forms the solid foundation on which to build standards and ensure interoperability. All parties noted that their individual insurance data standards will continue to be developed with an eye to these new international definitions.
The associations submitted this harmonized data dictionary to UN/CEFACT (United Nations Centre for Trade Facilitation and Electronic Business), providing them with already agreed upon international insurance industry data elements and definitions. UN/CEFACT is creating a methodology for achieving interoperable standards within and across business sectors including among others insurance, finance, transport, and healthcare.

This dictionary consists of several component types (left column), which are:

ACC	Aggregate Core Component
BCC	Basic Core Component contained within the ACC
ASCC	Associated (Aggregate) Core Component, associated with the ACC
ABIE	Aggregate Business Information Entity
BBIE	Basic Business Information Entity contained within the ABIE
ASBIE	Associated (Aggregate) Business Information Entity, associated with the ABIE

ACC	Add On Cover	Information about a cover which is added on to the policy but is provided by a different insurer/risk bearer.
ACC	Air Bag	This aggregate identifies the status of the airbag(s) in a vehicle involved in a claim.
ACC	Air Conditioning	Information necessary to describe a given type of air conditioning in a building.
ACC	Base Amount Calculation	Information about the calculation of a base amount e.g base premium, base loading or discount.
ACC	Building	A construction that normally has a roof and walls.
ACC	Building Improvements	Information about improvements that have been made to building over and above the original specification.
ACC	Building Unoccupied	Information about when a building is unoccupied.
ACC	BuiltIns	This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling e.g. counter top, aquarium, hot tub.
ACC	Claim Free Record	Premium pricing mechanism based upon claims history, normally being the number of years without claims. Also know as No Claims Bonus (NCB) or No Claims Discount (NCD).
ACC	Claims Made	Information about a policy that covers claims first made (reported or filed) during the year that the policy is in force for any incidents that occur that year or during any previous period during whi
ACC	Clause	A description of the cover which is specific to a particular case and which is an addition to or a constraint upon the cover provided by the standard conditions. It may describe the cover provided by
ACC	Clause Parameter	Information about a parameter to be inserted within the wording of a clause.
ACC	Comment	Information about comments that may apply to an item.
ACC	Commission	Information about a commission that applies to a premium.
ACC	Construction Material	Information about material used in building construction.
ACC	Contract	The base set of information that applies to all insurance policies and reinsurance contracts.
ACC	Coordinate	Identification of the locaton of an item by provision of co-ordinate information.
ACC	Coverage	Classification of causes of loss and protection against losses resulting from those causes by insurers, that apply to a specific Risk Object, Party or Line of Business under an insurance policy.
ACC	Coverage Limit	Information about a limit which applies to the coverage terms of an insurance policy.
ACC	Coverage Option	Information about an additional benefit or supplement that applies to a coverage and generally does not generate additional premium.
ACC	Coverage Type	Information about a type of insurance coverage.
ACC	Covered Drivers	Information about drivers who are included or excluded under the cover within this policy.
ACC	Crime Underwriting	Provides crime-related underwriting information for a location.
ACC	Current Cover Claim Free Record	Information about the bonus malus that applies to a current cover.
ACC	Declaration Requirement	Information about the type and scheduling of periodic declarations that have to be made against a policy or cover.
ACC	Declaration Schedule	Information about the scheduling of periodic declarations that have to be made against a policy or cover.
ACC	Deductible	The amount, percentage or quantity and limits of a deductible that will be met by the Insured in the event of a claim. Also known as excess or own risk. Note Self Insured Retention is available as a s
ACC	Deductible Limit	Information about an amount or quantity of deductible, and how it is to be applied.
ACC	Dimension	Information about the size of an object i.e. it's length, width, height and volume.
ACC	Elevator	Information about an elevator.
ACC	Engine	A mechanical or electrical device that performs or assists in the performance of human tasks.
ACC	Environmental Factor	Information about one environmental hazard or benefit that may affect an object. Also use to express the distance between the risk object and the environmental hazard or benefit, for example the dista
ACC	Fee	Information about a fee that applies to a premium or charge.
ACC	Fuel	Information about a fuel that may be used to provide energy e.g. heating fuel.
ACC	Hazardous Goods	Information about goods that constitute a danger to the environment.
ACC	Heating System	Information about a device or system used to provide warmth to an object.
ACC	Index Adjustment	Information used to assist in the application of rate changes due to factors such as rampant inflation in a country.
ACC	Insurance Product	Information about an insurance product as defined by an insurer or producer.
ACC	Manufacture	Information about the manufacture of an object as provided by the manufacturer.
ACC	Meter Reading	Information about the reading of a meter (odometer, horometer) at a specific point in time e.g. for annual declaration, at the time of an incident.
ACC	Mobile Home	Contains information regarding a mobile home or caravan which is not self-propelled or motorised.
ACC	Modification	Contains details of one modification that has been made to an insurance object e.g. to a vehicle.
ACC	Money And Securities Underwriting	This aggregate contains underwriting information about money and securities.
ACC	Object	Information about an object that is relevant to insurance.
ACC	Occupancy	This holds information specific to the occupancy of a dwelling, building or structure or portion thereof.
ACC	Optional Extra	Information about an item provided as an optional extra to the standard specification of an object.
ACC	Organisation	An organised body such as a business, government body, department, charity, etc.
ACC	Ownership	Information about the ownership of an object e.g. who owns a residence, not necessarily who occupies it.
ACC	Paint	Information about a paint system e.g. acrylic, water based.
ACC	Party	Information about an individual or organisation having a role in the insurance industry.
ACC	Party Group	Information about a collection of individuals that together have a bearing on insurance e.g. a group of similar employees, group of drivers.
ACC	Period	Information directly relating to a period, a length of time between two known date/time points, from a start date onwards, or up to an end date
ACC	Person	A human being as an individual with distinct characteristics.
ACC	Preference	Information about a set of preferences. Used to link a party providing the preferences to the item being referred to.
ACC	Premium	Information about an amount of money charged for an insurance coverage or policy.
ACC	Registration	Information about the act of registering an object or party with a governing body.
ACC	Rounding Rules	Information about the rules to be applied when rounding an amount value.
ACC	Safe	Provides detailed information about the safe and/or vaults.
ACC	Safe Construction	Used to provide detailed information about the construction of a sale or vault - e.g., walls, ceilings, floors.
ACC	Safe Door Chest	Used to identify the characteristics of the door or chest of a safe or vault.
ACC	Smoking	Information about the smoking habits of a person.
ACC	Standard Conditions	Information about standard conditions that apply to a coverage type.
ACC	Status	Information about the status of an item e.g. contract
ACC	Surrounding Area	Information about the area surrounding an insurance object.
ACC	Swimming Pool	Used to identify the characteristics of a swimming pool.
ACC	Tax	Information about an amount of tax that applies to a premium, cost or charge.
ACC	Time Status	The time status of a related class at a given point in time, eg current, previous, future.
ACC	Under Insured	Information about an items' under insurance i.e. it's actual value against it's insured value.
ACC	Underwriting Factor	Information about a factor used in underwriting a risk. The factor may affect the base premium calculation or give rise to a loading or discount
ACC	Use	Information about the usages for which an object may be used under the cover.
ACC	VAT Applied	Information about the application of VAT to an object or activity. Note. This is not the same as VAT registration details of a party.
ACC	VAT Registration	Details about Value Added Tax registration for an organisation.

ACC	Add On Cover	Information about a cover which is added on to the policy but is provided by a different insurer/risk bearer.
BCC	Add On Cover. Insurer Class. Code	Coded description of the class of insurer of the add-on cover, eg legal expense insurer, assistance company.
BCC	Add On Cover. Policy. Identifier	The policy number for an add-on cover.
ASCC	Add On Cover. Insurer_ Party. Details	Information about the insurer providing add-on cover.

ACC	Air Bag	This aggregate identifies the status of the airbag(s) in a vehicle involved in a claim.
BCC	Air Bag. Position. Code	A code indicating the position of the air bag e.g. driver, door.
BCC	Air Bag. Status. Code	A code indicating the status of an airbag following an accident.

ACC	Air Conditioning	Information necessary to describe a given type of air conditioning in a building.
BCC	Air Conditioning. Type. Code	Used to identify the type of air conditioning system in the premises.
BCC	Air Conditioning. Type Description. Text	A text description of the air conditioning type.
BCC	Air Conditioning. Chemical Agent. Code	Indicates the chemical agent used in the air conditioning system/unit.

ACC	Base Amount Calculation	Information about the calculation of a base amount e.g base premium, base loading or discount.
BCC	Base Amount Calculation. Index. Percent	The percentage index applied to the base before index amount to calculate a base amount (e.g base premium amount, loading or discount amount).
BCC	Base Amount Calculation. Tariff. Date	The date on which the base amount tariff was introduced.
BCC	Base Amount Calculation. Percent	A base amount expressed as a percentage of the sum insured. e.g. base premium, base loading or discount amount.
BCC	Base Amount Calculation. Before Index. Amount	The base amount before an index is applied to calculate the actual base amount.
BCC	Base Amount Calculation. Unit. Amount	To specify the basis of the premium rate, e.g if the rate is normally expressed as 5 euro cents per 100 pounds this attribute contains 100 pounds.
BCC	Base Amount Calculation. Unit Rate. Amount	To specify the premium rate e.g. if the premium rate is expressed as 5 euro cents per 100 pounds, this attribute contains 0.05 euro.
BCC	Base Amount Calculation. Premium Rate Basis. Code	Used to indicate what the premium rate is based upon.
BCC	Base Amount Calculation. Adjustment Rate. Value	Used to calculate the adjusted premium for the particular coverage/endorsement. The adjustment rate code may have a positive or a negative value.
BCC	Base Amount Calculation. Adjustment Rate Basis. Code	Used to indicate what the adjustment rate is based upon.
BCC	Base Amount Calculation. Premium base. Quantity	The amount of premium base expressed as a quantity. e.g. number of units, distance etc.
ASCC	Base Amount Calculation. Underwriting Factor	Information about an Underwriting Factor associated with the Base Amount Calculation.
ASCC	Base Amount Calculation. Rounding Rules	The Rounding Rules applied to the Base Amount Calculation.

ACC	Building	A construction that normally has a roof and walls.
BCC	Building. Building Type. Code	A code identifying the type of building e.g. dwelling, apartment, mobile home
BCC	Building. Year Built. Date	The year in which the building was built.
BCC	Building. Construction Material Type. Code	A code identifying the type of material(s) that represents the construction of the complete building e.g. brick veneer, hard, etc.
BCC	Building. Flat Roof. Percent	The percentage of the roof area of the building which is flat.
BCC	Building. Occupied By Insured Floor Area. Measure	The floor area of the building or part of the building which is owned or occupied by the insured party.
BCC	Building. Single Room Maximum Floor Area. Measure	The maximum area for a room to be considered a single room e.g. in France if it is over the maximum area it is considered two rooms for rating purposes,
BCC	Building. Storey Count. Value	The number of floors in the building.
BCC	Building. Apartment Count. Value	The number of separate living units in the structure.
BCC	Building. Bedroom Count. Value	The number of bedrooms in the building.
BCC	Building. Room Count. Value	The number of rooms in the building.
BCC	Building. Historical Status. Code	A code identifying the historical status of the building e.g. class 1 listed building, of architecural importance to community.
BCC	Building. Construction Completion Degree. Percent	The degree of completion of construction of the building, expressed as a percentage.
BCC	Building. Completion Degree. Code	A code identifying the degree of completion of the building.
BCC	Building. Drain Length. Measure	The length of drains connecting the building e.g. house, to the public drainage system.
BCC	Building. Construction Completion. Date	The date the building will be finished as a completed project.
BCC	Building. Elevator Count. Value	The number of elevators in the building.
BCC	Building. Roof Design. Code	Coded indication of the type of design of the roof e.g. flat roof, gabled.
BCC	Building. Construction Prefabrication Type. Code	Coded indication of the type of pre-fabricated building e.g. heavy, precast concrete, etc.
BCC	Building. Floor Material. Code	Coded indication of the type of floor construction material e.g. wood, concrete.
BCC	Building. Modified Or Extended. Indicator	Indicates whether or not the original building has been modified or extended.
BCC	Building. Maintenance Agreement. Indicator	Indicates whether or not there is a maintenance agreement in force.
BCC	Building. Disabled Occupant. Indicator	Indicates whether or not any occupant has a disability or infirmity etc.
BCC	Building. Occupant With Medical Advice. Indicator	Indicates whether or not any occupant had medical/surgical alert advice as specified.
BCC	Building. Structural Damage. Indicator	Indicates whether or not the building has any signs of existing structural damage.
BCC	Building. Underpinned. Indicator	Indicates whether or not the building is underpinned.
BCC	Building. Neighbourhood Watch. Indicator	Indicates whether or not the building is covered by a neighbourhood watch scheme.
BCC	Building. Ground Movement Damage. Indicator	Indicates whether or not there is any ground movement (subsidence, landslip or heave) damage to the building or nearby property.
BCC	Building. Ground Movement Repair. Indicator	Indicates whether or not the dwelling has any repairs for ground movement (subsidence, landslip or ground heave).
BCC	Building. Rental Duration. Quantity	The duration of a short term rental.
BCC	Building. Room Used For Business Count. Value	The number of rooms in the private residence used for business.
BCC	Building. Room Used For Business Description. Text	Text description of the business usage of a building.
BCC	Building. Room Used Solely For Clerical. Indicator	Indicates whether or not the business use of the property is solely clerical.
BCC	Building. Stock Held. Indicator	Indicates whether or not stock is held at the property.
BCC	Building. Business Visitors. Indicator	Indicates whether or not business clients visit the property.
BCC	Building. Maintenance Contract. Indicator	Indicates whether or not there is a contract to maintain the building.
BCC	Building. Neon Sign Area. Measure	The size of a neon sign fitting, expressed as area.
BCC	Building. Paying Guests Maximum Count. Value	The maximum number of paying guests allowed.
BCC	Building. Bed Count. Value	The number of beds in the building.
BCC	Building. Resident Warden. Indicator	Indicates whether or not the property has a resident warden, superintendent.
BCC	Building. Maximum Vehicle Count. Value	Indications of the size of a garage expressed in terms of the number of vehicles it can hold.
BCC	Building. Actual Vehicle Count. Value	Number of vehicles garaged in this garage.
BCC	Building. Garage Situation. Code	A code identifying the garage situation relative to the risk dwelling, eg attached, detached, integral.
BCC	Building. Garage Floor Area. Measure	The floor area of the garage(s)
BCC	Building. Type. Code	A code identifying the type of dwelling, eg detached house, maisonette.
BCC	Building. Unoccupied More Than Specified. Indicator	Indicates whether or not the dwelling is unoccupied more than specified.
BCC	Building. Shared Facilities. Indicator	Indicates whether or not the dwelling has shared facilities such as bathroom, kitchen etc.
BCC	Building. Separate Lockable Entrance. Indicator	Indicates whether or not the dwelling has a separate lockable entrance.
BCC	Building. Non Family Keyholder. Indicator	Indicates whether or not the dwelling has any non family keyholders.
BCC	Building. Furnished As Specified. Indicator	Indicates whether or not the dwelling is furnished as specified.
BCC	Building. High Hazard Occupancy. Indicator	Indicates whether or not any occupant is involved in a high hazard occupation.
BCC	Building. Additional Building Type. Code	Used to indicate the type of additional building or structure located on the premises. May or may not be attached to the building.
BCC	Building. Additional Building Type Description. Text	A description of an additional building
BCC	Building. Electrical Panel Type. Code	Indicates the type of electrical panel (as associated with the structure).
BCC	Building. Wiring Type. Code	Indicates the type of wiring.
BCC	Building. Electrical Strength. Measure	The electrical capacity of the wiring.
BCC	Building. Plumbing Type. Code	Indicates the type of plumbing.
BCC	Building. Condition. Code	Indicates the physical condition of the item.
BCC	Building. Not Occupied By Insured Area. Measure	The area of the premises not occupied by the insured.
BCC	Building. Use Description. Text	A description of what the risk object is used for. (e.g. storage of farming implements and machinery).
BCC	Building. Minimum Distance From Blast. Measure	The minimum distance the object is from the blast site.
BCC	Building. Existing Defects. Indicator	Indicates whether any glass or signs have any scratches, cracks, or defects.
BCC	Building. Roof Type. Code	Indicates the type of roof.
BCC	Building. Roof Type Description. Text	A text description of the roof type.
BCC	Building. Manufacturing_ Floor Area. Measure	The floor area of the building which is used for manufacturing purposes.
BCC	Building. Mercantile_ Floor Area. Measure	The floor area of the building which is used for mercantile purposes..
BCC	Building. Insurer Construction Class. Code	An industry code describing the general quality of construction for the structure.
BCC	Building. Construction Start. Date	The date on which the construction started.
BCC	Building. Construction Cost. Amount	The total cost of construction.
BCC	Building. Foundation. Code	A code identifying the type of foundation.
BCC	Building. Construction Regulatory Grade. Code	A code used to indicate the type of Building Code Effectiveness Grade (BGEG).
BCC	Building. Total Area. Measure	The total floor area of this building, counting all stories above ground and basements.
BCC	Building. Basement Area. Measure	The total area of all the basements in this building.
BCC	Building. Basement Count. Value	The number of basements for this building.
BCC	Building. Coverage To Walls. Code	A code identifying how coverage for a condominium applies to walls.
BCC	Building. Earthquake Building Ground. Code	A code identifying the condition of the ground on which the building sits.
BCC	Building. Masonry Veneer. Percent	Percentage of exterior wall made of masonry veneer.
BCC	Building. Storm Protection Type. Code	A code indicating the type of storm protection features.
BCC	Building. Hurricane Resistive Glass. Indicator	Indicates if Hurricane Resistive Glass is present.
BCC	Building. Principal Unit At Risk. Indicator	Indicates if this dwelling is the principal Unit at Risk.
BCC	Building. Oil Storage Tank Location. Code	A code indicating the location of the oil storage tank.
BCC	Building. Wiring Inspected. Date	The date the wiring was last inspected.
BCC	Building. Housekeeping Condition. Code	A code indicating an evaluation of the interior upkeep of the dwelling.
BCC	Building. Other Structures Count. Value	The total number of other structures being insured.
BCC	Building. Other Structure Value. Amount	The total value of the other structures being covered under this policy.
BCC	Building. Insureds Additional Residence. Indicator	This indicates if another residence is owned, occupied or rented by the insured.
BCC	Building. Full Time Employees At Residence Count. Value	The number of full-time employees that are employed at the residence.
BCC	Building. Part Time Employees At Residence Count. Value	The number of part-time employees that are employed at the residence.
BCC	Building. Land Area. Measure	The size of a piece of land.
BCC	Building. Dog Type. Code	A code identifying the type/breed of dog that resides in the household.
BCC	Building. Hillside Incline Degree. Percent	If the dwelling is on a hillside, this element identifies the degree of the incline.
BCC	Building. Public Office. Indicator	Indicates if an office open to the public is contained on the property.
BCC	Building. Garage Type. Code	A code indicating the type of garage.
BCC	Building. Basement Under Garage. Indicator	Indicates if there is a basement under the garage.
BCC	Building. Garage Count. Value	Number of garages at residence.
BCC	Building. Hood And Duct Contract Expiration. Date	Identifies the expiration date of the hood and duct maintenance contract.
BCC	Building. State Statistical Place. Code	Usually a state assigned code used for statistical purposes. Probably the most common Place Code is a code assigned to a particular area in a coastal state for the purpose of reporting status to the W
BCC	Building. Territory. Code	An industry or Company specific code that identifies the rating territory for this item.
BCC	Building. Wind Resistance. Code	A code to determine the structures ability to resist wind.
BCC	Building. Construction Style Period. Code	Indicates the style of construction during a particular period, ex. pre 1940.
BCC	Building. Valuation. Date	The date the dwelling valuation was determined.
BCC	Building. Estimated Replacement Cost. Amount	The total estimated currency amount required to rebuild this item without depreciation.
BCC	Building. Evaluation Method. Code	A code identifying the type of replacement cost evaluation method.
BCC	Building. General Shape. Code	A code indicating the general physical shape of the building.
BCC	Building. Ground Floor Area. Measure	The ground floor area.
BCC	Building. Corner Count. Value	Number of corners in the structure.
BCC	Building. Separate Family Unit Count. Value	The number of separate family units in the dwelling.
BCC	Building. Storeys Quantity. Code	Code identifying the number of storeys in the building.
BCC	Building. Valuation Provider. Code	A code indicating the vendor providing replacement cost evaluation information.
BCC	Building. Inspection. Date	The date the inspection of the structure was made.
BCC	Building. Inspection Report Source. Code	A code indicating the origin of the inspection report.
BCC	Building. Market Value. Amount	The total price this could be sold for under current market conditions.
BCC	Building. Market Value Determination. Date	The date the Market Value was determined.
BCC	Building. Photograph Obtained. Indicator	Indicates whether a photograph was taken of the structure.
BCC	Building. Diving Boards Count. Value	Number of diving boards on premises.
BCC	Building. Swimming Pool Count. Value	Number of swimming pools on premises.
BCC	Building. Real Estate Type. Code	A code indicating the type of real estate being described.
BCC	Building. Point Of Entry Description. Text	Notification of the point of entry as regards the claim event.
BCC	Building. Point Of Exit Description. Text	Notification of the point of exit as regards the claim event.
BCC	Building. Point Of Origin Description. Text	Notification of the point of origin as regards the claim event.
ASCC	Building. Construction Material. Details	Information about the material used in the construction of this building. Note this will repeat at ABIE level for each type of construction, roof, walls etc.
ASCC	Building. Dimension. Details	Information about the dimensions of the building.
ASCC	Building. Heating System. Details	Information about one heating system for the building.
ASCC	Building. Unoccupied. Details	Information about one period of unoccupancy for the building.
ASCC	Building. Environmental Factor. Details	Information about one environmental hazard that may affect the building.
ASCC	Building. Ownership. Details	Information about the ownership of the building
ASCC	Building. Security Arrangement. Details	Information about a security arrangement at the building.
ASCC	Building. Surrounding Area. Details	Information about the area surrounding the building.
ASCC	Building. Object. Details	Information required to provide insurance cover on the building.
ASCC	Building. Elevator. Details	Information about elevators within the building,
ASCC	Building. Occupancy. Details	Information about the occupancy of the building.
ASCC	Building. Safe. Details	Provide detailed information about the safe(s) and/or vaults(s) used by the insured.
ASCC	Building. Improvements. Details	Information about improvements made to the building.
ASCC	Building. Swimming Pool. Details	Used to identify the characteristics of a swimming pool
ASCC	Building. Mobile Home. Details	Contains information regarding a mobile home
ASCC	Building. Air Conditioning. Details	Contains information regarding the air conditioning in a building
ASCC	Building. Built Ins. Details	This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling.
ASCC	Building. Crime. Details	This aggregate provides crime-related underwriting information about each sublocation.
ASCC	Building. Money And Securities. Details	This aggregate contains information about money and securities.

ACC	Building Improvements	Information about improvements that have been made to building over and above the original specification.
BCC	Building Improvements. Exterior Paint Type. Code	A code identifying the type of paint used on the exterior of the structure
BCC	Building Improvements. Exterior Last Painted. Date	The year the exterior of the structure was last painted.
BCC	Building Improvements. Heating Improvement. Code	A code indicating that heating has been updated and the extent of that update.
BCC	Building Improvements. Heating Last Improvement. Date	The year the heating system was last updated.
BCC	Building Improvements. Plumbing Improvement. Code	A code indicating that the plumbing has been updated and the extent of that update.
BCC	Building Improvements. Plumbing Last Improvement. Date	The year plumbing improvements were made.
BCC	Building Improvements. Roofing Improvement. Code	A code indicating that roofing has been updated and the extent of that update.
BCC	Building Improvements. Roofing Last Improvement. Date	The year the roof was last updated.
BCC	Building Improvements. Wiring Improvement. Code	A code indicating that the wiring has been updated and the extent of that update.
BCC	Building Improvements. Wiring Last Improvement. Date	The year the wiring was last updated.
BCC	Building Improvements. Modification Description. Text	Text description of the type of modification that has been made to an insurance object e.g. to a building.

ACC	Building Unoccupied	Information about when a building is unoccupied.
BCC	Building Unoccupied. Timeframe. Code	A code identifying when an insurance object is unoccupied e.g. summer, overnight, during standard working hours etc.
ASCC	Building Unoccupied. Start End_ Period. Details	Information about the period that a building is unoccupied.

ACC	BuiltIns	This aggregate gathers information necessary to describe built in appliances, structures, etc. used in the dwelling e.g. counter top, aquarium, hot tub.
BCC	Built Ins. Construction Quality. Code	A code indicating the quality of the built in item.
BCC	Built Ins. Code	A code indicating the type of built in appliances, structures, etc. used in the dwelling.
BCC	Built Ins. Surface Area. Measure	The surface area.

ACC	Claim Free Record	Premium pricing mechanism based upon claims history, normally being the number of years without claims. Also know as No Claims Bonus (NCB) or No Claims Discount (NCD).
BCC	Claim Free Record. Percent	The degree of bonus/malus expressed as a percentage adjustment of the base premium.
BCC	Claim Free Record. Level. Code	A code identifying the level of bonus malus that has been attained.
BCC	Claim Free Record. Base Year. Date	The base date for bonus/malus as calculated according to individual insurers' procedures. Always expressed as a year only.
BCC	Claim Free Record. Scheme. Code	A reference identifying a bonus malus scheme.
BCC	Claim Free Record. Proven. Indicator	An indication of whether or not the bonus/malus is proven.
BCC	Claim Free Record. Protected. Indicator	Indicates whether or not the bonus malus is protected
BCC	Claim Free Record. Years Protected Count. Value	Contains the period in years that the protected no claim bonus has been continuously in force.
BCC	Claim Free Record. Discount Type. Code	Identifies the type of no claims bonus or discount eg introductory.

ACC	Claims Made	Information about a policy that covers claims first made (reported or filed) during the year that the policy is in force for any incidents that occur that year or during any previous period during whi
BCC	Claims Made. Unlimited Prior Acts Coverage. Indicator	Indicates whether unlimited prior acts coverage applies to Claims made form.
BCC	Claims Made. Current Retroactive. Date	The retroactive date applicable to a claims made policy.
BCC	Claims Made. Proposed Retroactive. Date	This is the requested Retroactive Date for the policy being written if retroactive coverage is provided with a ""retrodate"".
BCC	Claims Made. Uninterrupted Claim Made Coverage Entry. Date	The date coverage was first written on a claims-made basis.
BCC	Claims Made. Discovery. Percent	In the event of a cancellation, the insurance company will retain this percentage of the total premium amount.
BCC	Claims Made. Discovery Premium. Amount	In the event of a cancellation, the insurance company will retain this amount.
BCC	Claims Made. Retroactive Coverage. Indicator	Indicates whether retroactive coverage is being provided.
BCC	Claims Made. Known Accidents Excluded. Indicator	Indicates that the carrier is not liable for certain losses to have occurred prior to the policy inception date.
ASCC	Claims Made. Discovery_ Period. Details	The extended reporting period of time in which claims can be made against an insured under a policy. Period of time is reported in months.

ACC	Clause	A description of the cover which is specific to a particular case and which is an addition to or a constraint upon the cover provided by the standard conditions. It may describe the cover provided by
BCC	Clause. Code	A code identifying a clause.
BCC	Clause. Version. Date	The date of the version of the clause.
BCC	Clause. Basic Term Variation. Code	Describes the variations to the basic terms of the policy that apply, eg a restriction of cover or an extension of use.
BCC	Clause. Text	The actual text of the clause.
BCC	Clause. Breach Description. Text	Text describing a breach of a clause.
BCC	Clause. Breach. Indicator	Indicates whether or not the clause has been breached.
BCC	Clause. Wording Non Standard. Indicator	Indicates whether or not the wording of the clause is non-standard.
BCC	Clause. Standard Wording With Variables. Indicator	Indicates whether or not the clause standard wording contains variables.
BCC	Clause. Met. Indicator	Indicates whether or not the clause (condition) has been met.
ASCC	Clause. Clause Parameter	Information about a parameter that is to be insterted within this clause.

ACC	Clause Parameter	Information about a parameter to be inserted within the wording of a clause.
BCC	Clause Parameter. Identifier	An identification of a parameter within a clause.
BCC	Clause Parameter. Text	The text value of the parameter.

ACC	Comment	Information about comments that may apply to an item.
BCC	Comment. Identification. Code	A code identifying the comment.
BCC	Comment. Text	Free text comment.

ACC	Commission	Information about a commission that applies to a premium.
BCC	Commission. Type. Code	Indicates the type of commission e.g. broker's commission, new business commission, renewal commission, acquisition commission.
BCC	Commission. Calculation Manner. Code	A code specifying the manner in which the commission is calculated e.g. fixed, flat, sliding.
BCC	Commission. Rate. Percent	The percentage rate of commission that applies to a premium.
BCC	Commission. Amount	The amount of a commission.

ACC	Construction Material	Information about material used in building construction.
BCC	Construction Material. Code	Coded indication of the type of construction material e.g. brick, wood, glass, copper, straw(thatch).
BCC	Construction Material. Description. Text	A description of the construction material used in the manufacture of the object.
BCC	Construction Material. Percent	The percentage of the total construction made up of a given material.
BCC	Construction Material. Proportion. Code	Coded indication of the proportion of a given construction material e.g. main proportion, minor proportion.
BCC	Construction Material. Quality. Code	A code indicating the quality of the building, part of the building or an item.

ACC	Contract	The base set of information that applies to all insurance policies and reinsurance contracts.
BCC	Contract. Wording Version. Identifier	Identification of the version of the wording used for a contract.
BCC	Contract. Inception. Date	Shows the inception of the contract, which may differ from the contract effective date.
BCC	Contract. Last Renewal. Date	Date on which the contract was last renewed.
BCC	Contract. Duration Type. Code	Coded indication of the type of duration of the contract e.g. short term, long term, open ended.
BCC	Contract. Renewal Frequency. Code	Coded indication of the frequency with which a contract is renewed e.g. monthly, annually.
BCC	Contract. Termination Notice Period. Measure	Number of days required for providing notice of termination of the contract. Referred to as the cancellation clause.
BCC	Contract. Signed. Date	Indicates the date the contract form was signed.
BCC	Contract. Type. Code	Code identifying the high-level type of contract; e.g. fac, master certificate (also called: master cover, master slip or line slip), declaration under master certificate, treaty.
BCC	Contract. Type Description. Text	Text description of the type of the contract e.g. fac, master certificate (also called: master cover, master slip or line slip), declaration under master certificate, treaty.
BCC	Contract. Version. Date	Date and time on which a new contract version was established by the referencing party.
BCC	Contract. Reinstatement. Date	For policies that had lapsed, but were reinstated, this indicates the reinstatement date.
BCC	Contract. Type. Code	A code that identifies the type of contract as it would normally be identified on a coverage level.
BCC	Contract. Insurance Scheme. Code	The code for an insurance scheme or classification as allocated by an insurer e.g. farmers scheme, union member.
BCC	Contract. Coinsurance. Indicator	Indicates whether or not the contract is part of a co-insurance contract.
BCC	Contract. Reinsurance. Indicator	Indicates that the risk of this contract is reinsured in whole or in part by another carrier. TRUE if risk is shared, FALSE if not.
BCC	Contract. Wording Origin. Code	Coded indication of whose contract wording is to be used, eg broker's, insurer's.
BCC	Contract. Replacement. Indicator	Indicates whether or not the contract is a replacement contract.
BCC	Contract. Credit Agreement Signed On Trade Premises. Indicat	Indicates whether or not the credit agreement was signed on trade premises.
BCC	Contract. Assigned By Legal Requirement. Indicator	Indicates whether or not the contract has been assigned by legal requirement.
BCC	Contract. Bureau Signing Original. Identifier	An identifier allocated by the bureau to uniquely identify the original contract signing.
BCC	Contract. Transfer. Indicator	Indicates that contract has been reassigned from one insurer to another within an agency.
BCC	Contract. Transfer Reason. Code	Indicates the reason for transfer when contract has been transfered.
BCC	Contract. Experience Modification. Indicator	Indicates if an Experience Modification Factor was used in determining the premium of this contract.
BCC	Contract. Printed Documents Requested. Indicator	Indicates that the agency wishes to receive a printed copy of the contract.
BCC	Contract. Wrap Up. Indicator	Indicates if the policy is a wrap-up policy. A wrap-up policy is a policy where all subcontractors of a given job are written on one policy.
BCC	Contract. Audit. Indicator	An indicator specifying whether the risk being insured is subject to an audit.
BCC	Contract. Catastrophe. Indicator	Indicates whether the insured has suffered a very large loss as a result of an event that is not formally excluded in the policy.
BCC	Contract. Counter Signature. Indicator	Indicates whether a countersignature procedure is needed for the policy; this is required when the agent is not licensed to do business in that state.
BCC	Contract. Subsidiaries Cover Needed. Indicator	Indicates if coverage for the subsidiaries is needed.
BCC	Contract. Self Insured. Indicator	Indicates if the insured is self-insured, in whole or in part.
BCC	Contract. Retroactive. Date	This is the requested Retroactive Date for the policy being written if retroactive coverage is provided with a ""retrodate"".
BCC	Contract. Name	Unique name assigned to the contract.
BCC	Contract. Policy Data Listed Under Contract. Indicator	If both underlying policy and contract have the same data, then there is no need to specify all the insurance policy data: they are simply listed under the reinsurance contract, and a flag here indica
BCC	Contract. Nature. Code	Code specifying whether the participation of the underwriters in the contract is proportional, non proportional or excess cession.
BCC	Contract. Treaty Or Facultative. Code	A code expressing whether a treaty or a facultative agreement is concerned.
BCC	Contract. Closing To Cedent Fiscal Year. Date	The fiscal (accounting) year of closing to the cedent in respect of this contract.
BCC	Contract. Accounting Basis. Code	Code specifying the basis of accounting for the contract e.g. accounting year, underwriting year.
BCC	Contract. Legal Owner Full Name. Text	The legal name of the party associated as the owner of the contract.
BCC	Contract. Insurer Parent Contract. Identifier	Cross-reference back to the parent contract under which a risk declaration falls (e.g. the master cover reference when this placing transaction relates to a declaration under that master cover) as all
BCC	Contract. Producer Parent Contract. Identifier	Cross-reference back to the parent contract under which a risk declaration falls (e.g. the master cover reference when this placing transaction relates to a declaration under that master cover) as all
BCC	Contract. Billing Account. Identifier	The account number, for billing purposes, to which this policy is assigned. Is allocated by the billing entity (the company or producer).
BCC	Contract. Language. Identifier	The language in which the contract is written or is to be written.
BCC	Contract. Insured Name. Text	Name of the insured on the original policy covered by the contract, in text form.
BCC	Contract. Document Handling Party. Identifier	A code identifying the organization responsible for mailing the policy paper to the insured.
BCC	Contract. Insurer Or Reinsurer Risk. Identifier	Permanent reference assigned by the original insurer or reinsurer that remains the same through all stages of the placing processes.
BCC	Contract. Underwriting Manager Risk. Identifier	Permanent reference assigned by the underwriting manager that remains the same through all stages of the placing processes.
BCC	Contract. Agency Binder. Identifier	A reference number assigned by the agency to identify the binder.
BCC	Contract. Insurer Policy. Identifier	An identifier for an insurance contract as assigned by the insurer.
BCC	Contract. Producer Policy. Identifier	An identifier for an insurance contract as assigned by the producer. Note. In the London Insurance Market this is known as the 'Unique Market Reference'.
BCC	Contract. Policyholder Policy. Identifier	An identifier for an insurance contract as assigned by the contractholder.
BCC	Contract. Replaced Policy. Identifier	The reference identification assigned by the actual insurance company to identify the contract which is being replaced.
BCC	Contract. Group Contract. Identifier	Identification of the group contract to which this contract belongs.
BCC	Contract. Producer's Insured Party. Identifier	The identification of the insured as assigned by the producer.
BCC	Contract. Cetificate. Identifier	Used to identify if the certificate forms part of a predefined group contract. It is possible to have many certificate numbers, however each certificate number has to be unique.
BCC	Contract. NAIC Code. Identifier	An industry code uniquely identifying an organization chartered under state or provincial laws to act as an insurer.
BCC	Contract. Issue Country. Identifier	Country contract was issued in.
BCC	Contract. Cedent Contract. Identifier	Reference assigned to the contract by the ceding company.
BCC	Contract. Reinsurer Contract. Identifier	Reference assigned to the contract by the reinsurer.
BCC	Contract. Reinsurer Parent Contract. Identifier	Cross-reference back to the parent contract under which a risk declaration falls (e.g. the master cover reference when this placing transaction relates to a declaration under that master cover).
BCC	Contract. Cedent Binder. Identifier	For facultative reinsurance contracts only, this is the ceding company's reference of the ""bound"" original risk.
BCC	Contract. Producer Binder. Identifier	For facultative reinsurance contracts only, this is the broking organisation's reference of the ""bound"" original risk.
BCC	Contract. Cedent Group Contract. Identifier	Group of contracts referred to as a whole. E.g. bouquet, multilayer reinsurance program.
BCC	Contract. Producer Group Contract. Identifier	Group of contracts referred to as a whole. E.g. bouquet, multilayer reinsurance program.
BCC	Contract. Reinsurer Binder. Identifier	For facultative reinsurance contracts only, this is the reinsurers reference of the ""bound"" original risk.
BCC	Contract. Original Insurer Or Reinsurer Underlying Contract.	Contract reference allocated by the original insurer (or reinsurer) to the underlying (or reinsured) contract.
BCC	Contract. Insured Risk. Identifier	Permanent reference assigned by the insured that remains the same through all stages of the placing processes.
BCC	Contract. Coverholder Risk. Identifier	Permanent reference assigned by the coverholder that remains the same through all stages of the placing processes.
BCC	Contract. Cedent. Identifier	Coded identification of a ceding company.
BCC	Contract. Reinsurer. Identifier	Coded identification of an insurance/reinsurance company.
BCC	Contract. Insurer's Producer Account. Identifier	Information about the account that the producer has with the insurer for this contract.
BCC	Contract. Insurance Cover Binding Authority Full Name. Text	Name in free text of the organization (normally a broker or underwriting agent) with authority to bind risks to an original Master Cover contract.
BCC	Contract. Underwriting Manager Full Name. Text	Name in free text of the underwriting manager (can be a company, department or person).
BCC	Contract. Producing Producer. Identifier	Coded identification of the broking organization that has the primary relationship with the client and who has engaged another broking organisation (the broker/placing broker) to place a part of the r
BCC	Contract. Correspondent Producer. Identifier	Coded identification of the broking organization that has been engaged to place a proportion of the risk on behalf of a broker.
ASCC	Contract. Current Term_ Period. Details	Information about the period of the current term for a contract i.e. the effective and end dates of this instance of the contract.
ASCC	Contract. Clause. Details	Information about clauses that apply to this contract.
ASCC	Contract. Status. Details	Information about the status of the contract
ASCC	Contract. Insurance Product. Details	Information about the insurance product that this contract is categorised under.
ASCC	Contract. Instruction_ Comment. Details	Information about instructions given by the party requesting insurance e.g. instructions from the seller to the transport carrier.
ASCC	Contract. Main_ Class Of Business. Details	Information about the Main Class Of Business of the contract.
ASCC	Contract. Sub_ Class Of Business. Details	Information about the Sub Class Of Business contract.
ASCC	Contract. Initial_ Period. Details	The duration of the first period of a contract (from inception to first renewal), where it is different from the duration of the normal renewal frequency.
ASCC	Contract. Renewal Term_ Period. Details	Identifies the term of the renewal contract.
ASCC	Contract. Binding_ Period. Details	The agreed period during which the contract is not renewed, can not be cancelled and the same terms apply. e.g. A contract can be bound for 10 years.
ASCC	Contract. Held To Credit Balance. Details	Information about any Held To Credit Balance that applies to this contract.
ASCC	Contract. Commission. Details	Associates Commission with the type contract.
ASCC	Contract. Gross_ Premium. Details	The total gross amount billable for the full contract term, plus all taxes, fees, discounts, surcharges, etc.
ASCC	Contract. Declaration. Details	Information about formal reporting requirements to declare updated underwriting data.
ASCC	Contract. Claims Made. Details	Information needed for a claims made-type liability policy.

ACC	Coordinate	Identification of the locaton of an item by provision of co-ordinate information.
BCC	Coordinate. Latitude. Text	Angular distance north or south from the earth's equator measured Through 90 degrees.
BCC	Coordinate. Longitude. Text	The arc or portion of the earth's equator intersected between the meridian of a given place and the prime meridian and expressed in degrees.

ACC	Coverage	Classification of causes of loss and protection against losses resulting from those causes by insurers, that apply to a specific Risk Object, Party or Line of Business under an insurance policy.
BCC	Coverage. Identification. Identifier	An identifier used to uniquely identify the coverage within the policy.
BCC	Coverage. Status. Code	A code identifying the status of the cover, eg temporary, suspended, short term, fixed term,, not included (covered).
BCC	Coverage. Inception. Date Time	The date of inception of a cover, ie the first date a cover became effective.
BCC	Coverage. Effective. Date Time	The date on which a cover commences.
BCC	Coverage. End. Date Time	The date on which a cover ends.
BCC	Coverage. Term. Date	Date the contract will mature or expire or had lapsed. For maturity products only.
BCC	Coverage. Possible Loss Maximum. Amount	The agreed possible maximum loss (PML) that can occur under the cover. Also known as Estimated Maximum Loss Amount.
BCC	Coverage. Claims Allowed Count. Value	The number of claims that can be made under this cover during the specified time limit.
BCC	Coverage. Add On Cover. Indicator	Indicates whether or not the cover is an add-on to this policy i.e. provided by a different insurer/risk bearer.
BCC	Coverage. Iteration Number. Value	An identification number used to differentiate between multiple iterations of a coverage i.e. it is the iteration of a specific coverage code when multiples of the same coverage are required on one it
BCC	Coverage. Endorsed. Indicator	Indicates whether or not the coverage has been endorsed (amended).
BCC	Coverage. Coinsurance. Indicator	Indicates whether or not this coverage is subject to co-insurance (the cover is split across multiple insurers).
BCC	Coverage. Add At Renewal. Indicator	Indicates whether or not this coverage is to added at renewal
BCC	Coverage. Peril Group. Code	A code identifying the group of perils that are covered under this coverage.
BCC	Coverage. Floater Type. Code	A code identifying whether the ""Work Performed on Floater Code"" relates to a builder's risk or installation floater coverage.
BCC	Coverage. Work Performed On Floater. Code	A code identify the type of work performed. (e.g. residential, commercial, industrial).
BCC	Coverage. Installation Floater. Code	An installation floater is a coverage for equipment in transit to the job site, while awaiting installation on site and during installation until accepted or interest of the insured ceases, whichever
BCC	Coverage. InsuredCoinsurance. Percent	Coinsurance is a clause in certain property insurance policies which provides for the application of a penalty for partial losses when owners of property fail to insure, as a minimum, to the percentag
BCC	Coverage. Declined Reason. Text	A description of thereason why coverage was declined, refused or not offered to the applicant/insured. If declined more than once include those reasons as well.
BCC	Coverage. Quota Share. Percent	The percentage of each original risk which will be ceded to a quota share reinsurance treaty.
BCC	Coverage. Non Standard Description. Text	The description of any coverage which may be manuscript in nature or otherwise. E.g. Can used to describe the nature and extent of parent company coverage which has been purchased on behalf of the app
BCC	Coverage. Layer Or Surplus Number. Value	Number assigned in case of XOL or surplus cover to express the layering of covers.
BCC	Coverage. SubjectMatter. Code	Code which indicates the subject matter to which the coverage (limit) applies.
BCC	Coverage. Subject Matter Description. Text	Text description of the subject matter to which the coverage applies
BCC	Coverage. Footnote. Indicator	Indicates whether a footnote applies to the rating of this coverage.
BCC	Coverage. Claims Made. Indicator	Indicates that the coverage was issued on a claims made basis.
ASCC	Coverage. Claims Made. Details	Claims made information for this commercial coverage.
ASCC	Coverage. Cover Type. Details	Associates a cover type with this covererage to identify the type of cover
ASCC	Coverage. Initial_ Period. Details	Information about the period of a coverage.
ASCC	Coverage. Extension. Period	Information about an extension period added to the normal duration of a coverage.
ASCC	Coverage. Deductible. Details	Information about deductibles that apply to this instance of coverage.
ASCC	Coverage. Coverage Limit. Details	Information about the limits that apply to this instance of coverage
ASCC	Coverage. Standard Conditions. Details	Information about the standard conditions that apply to this type of coverage.
ASCC	Coverage. Covered Drivers. Details	Information about drivers who are covered by this coverage within this policy.
ASCC	Coverage. Clause. Details	Information about a clause that applies to this instance of coverage.
ASCC	Coverage. Add On Cover. Details	Information about a coverage that is added-on (provided by another insurer) to this policy.
ASCC	Coverage. Current Cover Bonus Malus. Details	Information about the bonus malus that applies to this instance of coverage.
ASCC	Coverage. Covered Object_ Use. Details	Information about the usage that the the object covered under this coverage may be used for.
ASCC	Coverage. Excluded_ Coverage Option. Details	Information about an exclusion to this coverage that varies from the coverage type standard definition.
ASCC	Coverage. Included_ Coverage Option. Details	Information about an inclusion to this coverage that varies from the coverage type standard definition and do not result in additional premium.
ASCC	Coverage. Under Insurance. Details	Information about any underinsurance that applies to this coverage i.e. the coverage limit does not reflect the full value of the item being covered.

ACC	Coverage Limit	Information about a limit which applies to the coverage terms of an insurance policy.
BCC	Coverage Limit. Applies To. Code	A code identifying what the cover limit applies to e.g. property, building limits, glass limits
BCC	Coverage Limit. Allocation Basis. Code	A code identifying how the cover limit is to be allocated e.g. per person, per location.
BCC	Coverage Limit. Settlement Basis Code	A code identifying the basis for settlement e.g. actual cash value, replacement cost, new for old etc.
BCC	Coverage Limit. Extension. Indicator	Indicates whether or not the cover limit is an extension to the standard limit.
BCC	Coverage Limit. Last Revision. Date	The date of the last revision to the actual cover limit.
BCC	Coverage Limit. Scheme. Code	A coded identification of the cover limit or limitation combinations eg ""liability - 10 million pounds for personal damage and 1 million pounds for property damage"".
BCC	Coverage Limit. Base. Amount	The base monetary limit or sum insured for this cover. If index-linked, the index is applied to this figure to produce the actual limit amount.
BCC	Coverage Limit. Index Linking Applies. Indicator	Indicates whether or not index linking applies.
BCC	Coverage Limit. Actual. Amount	The actual monetary limit or sum insured for this cover.
BCC	Coverage Limit. Quantity	Indication of the cover by quantity e.g. number of seats in a vehicle, maximum number of drivers covered, maximum number of participants. maximum number of passengers.
BCC	Coverage Limit. Percent	The limit of cover expressed as a percentage of the cover limit basis as defined by the coverLimitPercentageBasisCode.
BCC	Coverage Limit. Percentage Basis. Code	A code identifying the percentage basis of the cover limit e.g. parent cover limit, social security contribution, costs of healthcare providers.
BCC	Coverage Limit. Extra Premium Free. Indicator	Indicates whether or not the cover limits represent values free of extra premium. If the indicator is set then the cover limit provides the limit which is provided free of extra premium for this cover
BCC	Coverage Limit. Indemnity Unlimited. Indicator	Indicates whether or not the indemnity is unlimited.
BCC	Coverage Limit. Basis. Code	A code used to identify on what basis the liability limit (amount) is determined.
BCC	Coverage Limit. Basis Description. Text	A description of the Limit of Liability Basis when the code ""999 -Other"" is selected.
ASCC	Coverage Limit. Period. Details	Associates Period with the type Coverage Limit. The limit of a cover expressed as a duration, eg business interruption cover may be limited to three months,the number of days foreign cover.
ASCC	Coverage Limit. Index Adjustment. Details	Information about an Index Adjustment that applies to the Coverage Limit.

ACC	Coverage Option	Information about an additional benefit or supplement that applies to a coverage and generally does not generate additional premium.
BCC	Coverage Option. Variation. Code	Coded identification of the type of cover that may be included or excluded from the standard cover, eg personal effects, driving other vehicles, liability to water skiers, liability of water skiers, w
BCC	Coverage Option. Variation Description. Text	Text description of the type of cover that may be included or excluded from the standard cover, eg personal effects, driving other vehicles, liability to water skiers, liability of water skiers, winte
BCC	Coverage Option. Subject Options Title. Code	A code defining the option title.

ACC	Coverage Type	Information about a type of insurance coverage.
BCC	Coverage. Type. Code	Coded identification of the type of coverage, eg liability, personal accident, theft, fire, damage.
BCC	Coverage Type. Description. Text	Text description of cover type.
BCC	Coverage Type. Sub. Code	A code further defining the coverage, discount, surcharge or factor being requested or applied.

ACC	Covered Drivers	Information about drivers who are included or excluded under the cover within this policy.
BCC	Covered Drivers. Permitted. Code	Coded identification of who is permitted to drive, eg insured and spouse, insured and employees.
BCC	Covered Drivers. Minimum Age. Measure	Minimum age a driver must have reached in order to be covered.
BCC	Covered Drivers. Maximum Age. Measure	The age above which undeclared drivers will not be covered.

ACC	Crime Underwriting	Provides crime-related underwriting information for a location.
BCC	Crime Underwriting. Business Hours Start. Time	The starting time for the normal business day.
BCC	Crime Underwriting. Business Hours Close. Time	The closing time for the normal business day.
BCC	Crime Underwriting. Average Employees On Duty Count. Value	The average number of employees on duty during the normal business hours.
BCC	Crime Underwriting. Cheques Stamped. Indicator	Indicates if all cheques are stamped ""For Deposit Only"".
BCC	Crime Underwriting. Deposit Frequency. Code	A code identifying the frequency of deposits.
BCC	Crime Underwriting. Night Deposit. Indicator	Indicates if a night depository is used.
BCC	Crime Underwriting. Annual Gross Receipts. Amount	The total annual gross sales or receipts for the last fiscal year.
BCC	Crime Underwriting. Property Description. Text	Description of property, merchandise, stock, etc.
BCC	Crime Underwriting. Maximum Property Value. Amount	The maximum value of the items described in PropertyDescription.

ACC	Current Cover Claim Free Record	Information about the bonus malus that applies to a current cover.
BCC	Current Cover Claim Free Record. Level Claims Count. Value	The number of claims on which a bonus/malus level code is based.
BCC	Current Cover Claim Free Record. Period. Code	A code identifying to which period of cover for the current policy the bonus malus applies e.g. actual year, previous year, two years ago.
ASCC	Current Cover Claim Free Record.Previous_ Claim Free Record	Information about a previous period of Bonus Malus on which the Current Cover Claim Free Record is based.

ACC	Declaration Requirement	Information about the type and scheduling of periodic declarations that have to be made against a policy or cover.
BCC	Declaration Requirement. Submission Tolerance Period. Quanti	The period, after the declaration date, within which the declaration report must be made e.g. 30 days.
BCC	Declaration Requirement. Identifier	A refrence uniquely identifying the declaration requirement within one policy.
BCC	Declaration Type. Code	Code identifying one item that has to be reported in a declaration e.g. turnover, number of employees, fire system inspection.
ASCC	Declaration Requirement. Declaration Schedule	Information about the Declaration Schedule for this Declaration Requirement.

ACC	Declaration Schedule	Information about the scheduling of periodic declarations that have to be made against a policy or cover.
BCC	Declaration Schedule. Declaration Required. Date	The date on which the declaration is to be made. If a declaration frequency is given, this is the date of the first declaration.
BCC	Declaration Schedule. Declaration Required Frequency. Code	A code identifying the frequency that declarations must be made e.g. monthly, quarterly, six monthly, yearly, every two years.

ACC	Deductible	The amount, percentage or quantity and limits of a deductible that will be met by the Insured in the event of a claim. Also known as excess or own risk. Note Self Insured Retention is available as a s
BCC	Deductible. Category. Code	An indication of whether the deductible is compulsory, voluntary or total (both). A voluntary deductible normally results in a discount to the insurance premium.
BCC	Deductible. Type. Code	A code identifying the type of deductible e.g. per accident, any one occurrence.
BCC	Deductible. Waiting Period. Code	A code identifying the waiting period (in the form of a deductible) that applies to the coverage.
BCC	Deductible. Calculation Basis. Code	A code identifying the basis for how the deductible is to be calculated, eg flat rate, maximum/minimum, percentage with threshold, flat rate with threshold, percentage.
BCC	Deductible. Scheme. Code	A coded identification of the deductible or deductible combinations eg ""liability - 1000 pounds for personal damage and 100 pounds for property damage"".
BCC	Deductible. Number Of Lines. Value	The deductible expressed in terms of a number of Surplus Lines.
BCC	Deductible. Aggregate Deductible Method. Code	Code which indicates if aggregate limits/excesses are based on actual amounts or amounts calculated from percentages of premium income.
ASCC	Deductible. Deductible Limit	Information about the deductible amounts that are written into the policy for one deductible (for a given coverage).
ASCC	Deductible. Index Adjustment	Information about an Index Adjustment that applies to the Deductible.

ACC	Deductible Limit	Information about an amount or quantity of deductible, and how it is to be applied.
BCC	Deductible Limit. Amount Application Basis. Code	A code identifying the basis on which the deductible amount or quantity is to be applied, eg per claim, per incident per year.
BCC	Deductible Limit. Amount	The monetary value of the deductible.
BCC	Deductible Limit. Threshold. Amount	The threshold amount above which the deductible starts to apply.
BCC	Deductible Limit. Maximum. Amount	The maximum deductible payable e.g. if a percentage calculation is involved, maximum per year for flat rate claims.
BCC	Deductible Limit. Minimum. Amount	The minimum deductible payable if a percentage calculation is involved.
BCC	Deductible Limit. Threshold. Quantity	The threshold quantity above which the deductible starts to apply e.g. number of hours or days.
BCC	Deductible Limit. Maximum. Quantity	The maximum quantity of deductible, expressed in days or hours e.g. if a percentage calculation is involved, maximum per year for flat rate claims.
BCC	Deductible Limit. Minimum. Quantity	The minimum quantity of deductible, expressed in days or hours if a percentage calculation is involved.
BCC	Deductible Limit. Percent	The deductible expressed as a percentage of the claimed amount.
BCC	Deductible Limit. Premium. Percent	Deductible expressed as a percentage of premium income to the reinsured in relation to the subject matter and during the period covered by the contract.
ASCC	Deductible Limit. Period	The deductible expressed as a period of time e.g. number of days.

ACC	Dimension	Information about the size of an object i.e. it's length, width, height and volume.
BCC	Dimension. Length. Measure	The distance over which something extends from beginning to end.
BCC	Dimension. Width. Measure	The distance over which something extends from side to side.
BCC	Dimension. Height. Measure	The vertical extension; distance from the base of something to the top.
BCC	Dimension. Volume. Measure	The capacity of an object e.g. derived by mutiplying length x width x height.
BCC	Dimension. Area. Measure	The area of an object.

ACC	Elevator	Information about an elevator.
BCC	Elevator. Type. Code	A code used to describe the elevator type.
BCC	Elevator. Type Description. Text	A text description of the type of elevator.
BCC	Elevator. Capacity. Measure	The amount or number of units that the elevator can hold. (E.g. 5 persons or 950 pounds)